1. Introduction Financial technologies (FinTech) have transformed traditional banking, making financial services more accessible and user-friendly. Digital banks, which operate without physical branches, represent a new generation of fully online financial institutions. However, this innovation also requires a robust legal and regulatory framework. In Turkey, FinTech companies and digital banks are subject to strict rules, […]
Introduction In the modern financial ecosystem, compliance is no longer a box-ticking exercise — it is a strategic necessity. In Turkey, the Banking Regulation and Supervision Agency (BDDK), Capital Markets Board (SPK), Financial Crimes Investigation Board (MASAK), and other regulators require licensed institutions to implement robust and traceable compliance and supervision mechanisms. This article provides […]