Foreign investors seeking a second passport can obtain Turkish citizenship through the Citizenship by Investment (CBI) program. Under Turkish law, foreign nationals may acquire citizenship by making certain qualifying investments, such as purchasing real estate, depositing funds in a Turkish bank, or creating jobs. In 2025 the Turkish government continues to require that property purchases meet a minimum threshold of US$400,000 (or equivalent in foreign currency) and be held for at least three years. Alternatively, investors can deposit at least US$500,000 into Turkish banks or government bonds for a minimum term or invest the same amount into venture capital funds or real estate investment trusts. Working with a Turkish lawyer ensures that your investment meets the eligibility requirements and that the transaction complies with property laws and foreign exchange regulations.
The citizenship application process involves several stages. First, the investor must choose an eligible investment type and complete the transaction, ensuring all funds are transferred from abroad and recorded properly. For real estate investments, an independent appraisal report is required and the property must be free of encumbrances. After completing the investment, the applicant applies for a short-term residence permit and then submits a citizenship application to the Provincial Directorate of Civil Registration and Citizenship or through authorised intermediaries. The Ministry of Interior will conduct background checks and verify that the investment is maintained for the required period. A Turkish lawyer or Turkish English speaking lawyer can assist with preparing documents, liaising with government agencies, and translating contracts and affidavits.
In 2025 there are additional considerations for foreign investors. Property valuations must be made by certified appraisers, and payments must be made via bank transfer with foreign currency sold to the Central Bank of Turkey through a local bank. The government has also increased scrutiny on the source of funds to prevent money laundering. To avoid delays or rejections, it is advisable to work with a Turkish English speaking lawyer who understands
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Overview of the Turkish Citizenship by Investment Program
The Turkish Citizenship by Investment program, introduced in 2017, offers a fast-track naturalisation route for foreign investors who contribute to the Turkish economy. This programme is governed by Article 12 of the Turkish Citizenship Law and its implementing regulations. It aims to attract foreign capital, bolster the real estate market and create employment opportunities. By making a qualifying investment, applicants and their families can become Turkish citizens without renouncing their original nationality. The programme has become popular wi
Investment Options and 2025 Requirements
Turkey’s citizenship by investment programme provides multiple investment routes designed to stimulate different sectors of the economy. The most popular option is purchasing real estate worth at least US$400,000 or its equivalent in foreign currency. Investors must hold the property for a minimum of three years and obtain a valuation report from a certified appraiser to confirm the property’s market value. This requirement prevents over‑ or under‑valuation and ensures transparency. In 2025, the Turkish government reaffirmed the minimum real‑estate threshold and emphasised that payments must be made via bank transfers, with foreign currency sold to the Central Bank via a local intermediary bank. Investors should also budget for additional expenses such as title deed fees, value‑added tax, and earthquake insurance.
Other investment routes include depositing at least US$500,000 in a Turkish bank or buying government bonds of the same value, provided the investment is held for at least three years. Investing in shares of a real estate investment fund or venture capital fund is another eligible pathway, again with a US$500,000 minimum. Some investors choose the corporate route by establishing a company that creates at least 50 jobs for Turkish citizens, though this option requires compliance with labour and social security laws and can involve significant operational responsibilities. Each investment path has its own legal nuances, and working with a Turkish lawyer or a Turkish English speaking lawyer can help you navigate regulatory requirements, draft contracts, and protect your interests.
Application Process: Step‑by‑Step Guide
The citizenship by investment process involves several administrative steps. After selecting and completing a qualifying investment, the applicant must obtain a Certificate of Conformity from the relevant government authority. For real estate, this certificate is issued by the General Directorate of Land Registry and Cadastre; for bank deposits, it comes from the Banking Regulation and Supervision Agency; for bonds, the Ministry of Treasury and Finance issues the certificate; and for job creation, the Ministry of Family, Labour and Social Services provides the verification. The certificate confirms that the investment meets the legal criteria and is the foundation for the citizenship application.
Next, investors apply for a short‑term residence permit, which allows them to legally reside in Turkey while the citizenship application is processed. The application for citizenship is then submitted to the Provincial Directorate of Civil Registration and Citizenship. Required documents include a valid passport, birth certificate, biometric photos, proof of investment, a health insurance policy, and receipts demonstrating that the investment funds were transferred from abroad. The authorities will conduct security and background checks, verifying the source of funds to combat money laundering and financing of terrorism.
Processing times vary but typically range from three to six months after submission. Once approved, the investor and their eligible family members (spouse and children under 18) receive Turkish passports. It is important to note that Turkey allows dual nationality, so applicants do not need to renounce their existing citizenship. Throughout the process, a Turkish lawyer can coordinate with notaries, translators and public agencies, ensuring that paperwork is accurate and deadlines are met. They can also represent you before the Ministry in case of queries or additional requirements.
Legal Considerations and Compliance
Navigating the legal landscape of Turkey’s citizenship by investment programme requires attention to several key issues. One of the most important is compliance with the regulations on foreign exchange and capital movements. The authorities require that the investment funds originate from abroad and be converted into Turkish lira through a local bank. Investors must provide bank receipts evidencing the currency exchange and payment of the investment. Failure to comply could result in rejection of the application or delays.
Due diligence on property investments is crucial. Foreigners are restricted from purchasing property in certain military or security zones and in districts where foreign ownership exceeds a 10 percent cap of the total area. Buyers must ensure that the property title is free of encumbrances and that zoning permits allow the intended use. For bank deposits and bonds, investors should review the terms of deposit agreements, interest rates and early withdrawal penalties. In the case of job creation, employers must comply with Turkish labour regulations, including minimum wage requirements, social security contributions and workplace safety standards.
In 2025, the government increased its scrutiny on the source of funds as part of its anti‑money‑laundering efforts. Investors may need to provide additional documentation such as tax returns, bank statements and letters from financial institutions confirming the legitimacy of funds. Engaging a Turkish English speaking lawyer ensures that you remain compliant with these evolving requirements and can address any legal questions that arise. They can also advise on potential tax obligations in your home country when acquiring Turkish citizenship.
Benefits of Turkish Citizenship and Role of a Lawyer
Obtaining Turkish citizenship through investment confers numerous benefits beyond the right to live and work in Turkey. Turkish citizens have visa‑free or visa‑on‑arrival access to over 110 countries, including Japan, Singapore and most of South America. Turkey’s strategic location as a bridge between Europe and Asia offers business advantages, and citizens can take advantage of Turkey’s customs union with the EU for certain goods. Citizenship also grants access to Turkey’s public healthcare and education systems, as well as the right to vote and participate in civic life.
Moreover, Turkish citizenship can serve as a stepping stone to the United States through the E‑2 investor visa, which allows citizens of treaty countries to invest in and operate businesses in the U.S. While Turkey is not yet a member of the EU, negotiations for visa liberalisation with the Schengen Area could enhance travel opportunities in the future.
A Turkish lawyer plays a pivotal role throughout the citizenship by investment journey. They can conduct due diligence on properties and developers, draft and review purchase agreements, liaise with banks to open accounts, and ensure compliance with ever‑changing regulations. A Turkish English speaking lawyer bridges linguistic and cultural gaps, ensuring that you fully understand contractual terms and your obligations. Their guidance helps avoid costly mistakes, facilitates smoother interactions with government agencies, and provides peace of mind that your investment and citizenship goals are pursued within the bounds of Turkish law.
By structuring your application with careful attention to legal requirements and by working closely with professionals who understand the intricacies of Turkish law, you can maximise the likelihood of a successful and timely outcome. Whether you choose to invest in real estate, financial instruments or job creation, comprehensive legal support is essential for navigating the complexities of Turkey’s citizenship by investment programme.th investors from the Middle East, Asia and Europe due to its relatively straightforward requirements and the strategic advantages of holding a Turkish passport, including visa-free or visa-on-arrival access to many countries the latest regulations and can represent you before notaries and land registry offices. Our firm provides comprehensive support throughout the citizenship by investment journey, from due diligence and investment structuring to residency and citizenship applications. Contact us to learn how we can help you secure Turkish citizenship while protecting your interests.
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