Introduction Loan agreements in Turkey are central instruments in commercial finance, banking transactions, real estate investments, project finance, acquisition finance, shareholder funding, restructuring deals and cross-border lending. Whether the lender is a Turkish bank, a foreign financial institution, a private lender, a group company or an investor, a loan agreement must be structured carefully under […]
Introduction Turkey is a strategically important market for foreign investors, international lenders, private equity funds, development finance institutions, export credit agencies, multinational companies and cross-border borrowers. Its location between Europe, Asia and the Middle East, its large domestic market, developed banking sector, industrial base and active infrastructure projects make Turkey a significant destination for financing […]
Introduction Electronic money institutions in Turkey have become one of the most important parts of the country’s fintech and digital finance ecosystem. As digital wallets, prepaid payment products, mobile applications, online platforms, marketplace payment models and embedded finance solutions continue to expand, electronic money has become a practical alternative to traditional cash and card-based payment […]
Introduction Payment services law in Turkey has become one of the most important areas of financial regulation due to the rapid growth of fintech companies, e-commerce platforms, digital wallets, payment gateways, marketplace payment systems, mobile applications and embedded finance solutions. Businesses that process payments, transfer funds, provide digital payment tools or support merchant collections may […]
Introduction Fintech law in Turkey has become one of the most dynamic areas of Turkish financial regulation. As digital wallets, online payment platforms, mobile banking applications, embedded finance solutions, payment gateways, electronic money products, open banking services and digital marketplaces continue to grow, Turkish law has developed a structured regulatory framework for fintech companies. Turkey […]
Introduction Digital banking in Turkey has become one of the most important developments in the Turkish financial sector. Traditional banking services are no longer limited to physical branches, printed forms and face-to-face customer onboarding. Today, banks and fintech companies provide financial services through mobile applications, internet banking platforms, APIs, digital onboarding systems, embedded finance structures […]
Introduction Establishing a bank in Turkey is a highly regulated legal process that requires careful planning, strong capital structure, transparent ownership, qualified management, regulatory compliance and approval from the Banking Regulation and Supervision Agency, commonly known as the BRSA or BDDK. Unlike ordinary commercial companies, banks cannot be incorporated and immediately begin operations. Banking is […]
Introduction Banking regulation in Turkey is a highly structured and strictly supervised legal field. Banks are not treated as ordinary commercial companies under Turkish law. They collect deposits and participation funds, grant loans, process payments, issue guarantees, manage customer assets, participate in capital markets and play a central role in financial stability. For this reason, […]
Introduction Turkish Banking Law is one of the most important pillars of Turkey’s financial and commercial legal system. Banks are not ordinary commercial companies. They collect deposits, provide loans, process payments, issue guarantees, manage risks, participate in capital market transactions, and act as key intermediaries between individuals, businesses, investors and the broader economy. For this […]
Introduction to Turkish Banking & Finance Law Turkish Banking & Finance Law is one of the most strategically important areas of Turkish commercial law. Turkey has a large, dynamic and highly regulated financial system that connects domestic banking, international trade, project finance, capital markets, fintech, payment services, digital banking, participation banking, foreign exchange transactions and […]