Introduction Digital banking in Turkey has become one of the most important developments in the Turkish financial sector. Traditional banking services are no longer limited to physical branches, printed forms and face-to-face customer onboarding. Today, banks and fintech companies provide financial services through mobile applications, internet banking platforms, APIs, digital onboarding systems, embedded finance structures […]
Introduction Establishing a bank in Turkey is a highly regulated legal process that requires careful planning, strong capital structure, transparent ownership, qualified management, regulatory compliance and approval from the Banking Regulation and Supervision Agency, commonly known as the BRSA or BDDK. Unlike ordinary commercial companies, banks cannot be incorporated and immediately begin operations. Banking is […]
Introduction Turkish Banking Law is one of the most important pillars of Turkey’s financial and commercial legal system. Banks are not ordinary commercial companies. They collect deposits, provide loans, process payments, issue guarantees, manage risks, participate in capital market transactions, and act as key intermediaries between individuals, businesses, investors and the broader economy. For this […]
Introduction to Turkish Banking & Finance Law Turkish Banking & Finance Law is one of the most strategically important areas of Turkish commercial law. Turkey has a large, dynamic and highly regulated financial system that connects domestic banking, international trade, project finance, capital markets, fintech, payment services, digital banking, participation banking, foreign exchange transactions and […]
Introduction Legitimate expectation and legal certainty are two of the most important principles in Turkish administrative law. They protect individuals, companies and investors against unpredictable, contradictory, retroactive or unfair changes in administrative practice. These principles are especially important where people organize their lives, investments, careers or legal affairs based on a law, regulation, official decision, […]
Introduction The right to information and the right of petition in Turkey are essential tools for individuals, companies, foreign residents, investors, lawyers, journalists, civil society organizations and taxpayers who need to communicate with public authorities. These rights allow people to request information, submit complaints, ask for administrative action, seek correction of unlawful conduct, obtain documents, […]
Introduction Social security administrative disputes in Turkey arise from decisions and actions of the Social Security Institution, known in Turkish as Sosyal Güvenlik Kurumu or SGK. These disputes may affect employees, employers, retirees, company managers, shareholders, healthcare providers, dependents, widows, orphans, disabled persons, foreign workers and businesses operating in Turkey. SGK decisions can have serious […]
Introduction Administrative contracts in Turkey are a key part of Turkish administrative law, especially in areas where public authorities cooperate with private companies to provide public services, infrastructure, energy, transportation, healthcare, ports, airports, highways, utilities and other major public projects. Unlike ordinary private-law contracts, administrative contracts involve the exercise of public authority, the protection of […]
Introduction E-attachment and bank account freezing in Turkey are among the most powerful collection tools used by public authorities. A taxpayer, company, director, shareholder, employer, foreign investor or individual may suddenly discover that bank accounts are blocked, commercial cash flow is interrupted, credit cards are affected, receivables cannot be collected, or company payments cannot be […]
Introduction Urban transformation in Turkey is one of the most important legal and administrative mechanisms affecting property owners, tenants, contractors, investors, municipalities and residents. Because Turkey is located in an earthquake-prone region, the transformation of unsafe buildings and disaster-risk areas has become a major public policy issue. However, urban transformation is not only a technical […]