Introduction Financial leasing is one of the most important financing methods used by companies, investors, manufacturers, logistics businesses, construction companies, healthcare operators, aviation companies, real estate users and industrial enterprises in Turkey. Instead of purchasing an asset directly with equity or a conventional loan, a business may obtain the right to use an asset through […]
Introduction Syndicated loans in Turkey are an important financing tool for banks, large corporate groups, infrastructure projects, energy companies, export businesses, acquisition finance transactions and refinancing structures. A syndicated loan allows multiple lenders to provide financing to a borrower under a common facility agreement. Instead of one bank bearing the entire credit exposure, the risk […]
Introduction Project finance in Turkey is a major legal and financial mechanism used for infrastructure, energy, transportation, healthcare, ports, airports, industrial facilities, mining, logistics, renewable energy and public-private partnership projects. Unlike ordinary corporate lending, project finance is primarily based on the cash flow, assets, permits, contracts and risk profile of a specific project rather than […]
Introduction Crypto asset regulation in Turkey has entered a new and much more formal legal phase. For many years, crypto assets were widely traded in Turkey, but the market operated under a fragmented legal framework. Investors used crypto exchanges, wallet providers and digital asset platforms, while regulators addressed specific risks through payment restrictions, anti-money laundering […]
Introduction Anti-money laundering compliance in Turkey is one of the most important legal obligations for banks, payment institutions, electronic money institutions, capital markets institutions, insurance companies, crypto asset service providers, financing companies and other financial institutions. As Turkey’s financial system becomes increasingly digital, cross-border and technology-driven, compliance with anti-money laundering and counter-terrorist financing rules has […]
Introduction Bank account freezes in Turkey are among the most urgent and commercially disruptive legal problems faced by individuals, companies, foreign investors and financial consumers. A blocked bank account can prevent salary payments, commercial transfers, tax payments, supplier payments, rent payments, loan repayments and daily business operations. For companies, even a short-term blockage may damage […]
Introduction Consumer banking law in Turkey is an important part of both banking regulation and consumer protection law. Millions of individuals use credit cards, debit cards, consumer loans, mortgage loans, overdraft accounts, online banking, mobile banking, automatic payment orders and other financial products every day. Although these products make financial life easier, they also create […]
Introduction Loan agreements in Turkey are central instruments in commercial finance, banking transactions, real estate investments, project finance, acquisition finance, shareholder funding, restructuring deals and cross-border lending. Whether the lender is a Turkish bank, a foreign financial institution, a private lender, a group company or an investor, a loan agreement must be structured carefully under […]
Introduction Turkey is a strategically important market for foreign investors, international lenders, private equity funds, development finance institutions, export credit agencies, multinational companies and cross-border borrowers. Its location between Europe, Asia and the Middle East, its large domestic market, developed banking sector, industrial base and active infrastructure projects make Turkey a significant destination for financing […]
Introduction Payment services law in Turkey has become one of the most important areas of financial regulation due to the rapid growth of fintech companies, e-commerce platforms, digital wallets, payment gateways, marketplace payment systems, mobile applications and embedded finance solutions. Businesses that process payments, transfer funds, provide digital payment tools or support merchant collections may […]